GUMROAD - A safer alt. to paypal for digital goods

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There have been several incidents recently with artists getting charge-backs through paypal from people who are fraudulently taking their money back and scamming the artists. Most of the time paypal sides with the buyer and gives their money back, even if there is sufficient evidence that the artist or person selling was scammed. Most of the time, this is due to the artist selling digital goods. Since there is no shipping involved to the buyer, paypal has no way of knowing that the buyer actually received their goods and therefore, sides with the buyer. 

This is where GUMROAD comes in. It is a DIGITAL SELLING PLATFORM that does NOT REQUIRE the use of paypal, but direct to your bank payments. They know that charge-backs are a PROBLEM and are willing to fight for the seller. This is taken right from their help center - 
"Gumroad will pay all necessary chargeback fees, and will fight to get the money back for you."
GUMROAD'S CHARGE-BACK INFORMATION

Gumroad does not ALLOW buyers to purchase WITH paypal (only credit/debit cards). However Artists can be paid THROUGH paypal when Gumroad sends their funds to them, which is every other week.

GUMROAD'S PAYMENT INFORMATION

Gumroad even has a storefront that you can use (for free!) to sell your digital goods! They do have a 5%+.25 fee for each purchase, but you don't have to deal with paypal, and if you do, paypal fees are INCLUDED in GUMROAD'S fee!
Here is an example of a Gumroad storefront

Have a look around, I'm currently building up my store front and will be using is for my digital good and commissions in the future. 

The only setback is that in order to use Gumroad WITHOUT paypal, you have to be in the US or Japan. You can still use Gumroad outside of the US and Japan, but you will still have to be PAYED through paypal. (Not from the customer but from Gumroad itself) 

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TEN-OS's avatar
this is really neat!! i love the minimalist look of the storefronts, it looks ridiculously clean and professional.
thank you bunches for sharing, hopefully it'll become the new platform for selling digital goods & services.